Privacy Policy

Last updated: July 7, 2026

1. What Information We Collect

We collect information you provide directly to us, as well as information collected automatically through your use of our platform:

Account Information

When you create an account, we collect your email address, phone number, full name, city, state, and other profile information you provide.

Authentication Data

We use Supabase for authentication and store authentication tokens securely. This includes session data and authentication credentials.

Payment Information

If you process payments through our platform, Stripe processes your payment information. We do not store full credit card details.

Usage Data

We collect information about how you interact with our platform, including pages visited, links clicked, referral activity, and earnings data through Google Analytics.

Device Information

We collect information about your device, including browser type, IP address, operating system, and device identifiers.

KYC Information

For verification purposes, we may collect identity verification documents and banking information as required by regulatory compliance.

2. How We Use Your Information

We use the information we collect for the following purposes:

Account Management: To create and maintain your account, process authentication, and manage your profile.
Service Delivery: To provide loan aggregator directory services, process referrals, track earnings, and manage payouts.
Payment Processing: To process payments and payout requests through Stripe.
Analytics: To understand how users interact with our platform and improve our services through Google Analytics.
Communication: To send you service-related notifications, updates, and support messages.
Compliance: To comply with legal obligations, including KYC verification and tax reporting.
Fraud Prevention: To detect, prevent, and address fraud and security issues.
Marketing: To send promotional content and updates (only with your consent).

3. Cookies and Tracking

We use cookies and similar tracking technologies to enhance your experience and analyze how you use our platform. For a detailed list of cookies we use, please visit our Cookie Policy.

Cookies are categorized as follows:

Necessary Cookies: Required for authentication, security, and core platform functionality.
Analytics Cookies: Help us understand user behavior and improve our services.
Marketing Cookies: Used for personalized advertising and retargeting.
Preference Cookies: Remember your settings and preferences.

You can manage your cookie preferences at any time through our Cookie Preferences center or by adjusting your browser settings.

4. Do Not Sell My Personal Information

Under the California Consumer Privacy Act (CCPA) and similar privacy laws, you have the right to request that we do not sell or share your personal information.

Current Status: We do not sell your personal information to third parties for monetary consideration. However, we may share information with service providers who assist us in operating our platform, including:

Supabase (database and authentication)
Stripe (payment processing)
Google Analytics (usage analytics)

To exercise your rights under CCPA or to opt-out of any data sharing, please contact us at contact@instantloanmitra.com.

5. Your Rights

GDPR Rights (EU Users)

If you are located in the European Union, you have the following rights:

Right to Access: Request a copy of your personal data that we hold.
Right to Rectification: Request correction of inaccurate or incomplete data.
Right to Erasure: Request deletion of your personal data ("right to be forgotten").
Right to Restrict Processing: Request limitation of how we use your data.
Right to Data Portability: Request your data in a portable format.
Right to Object: Object to processing of your data for marketing or profiling.
Right to Withdraw Consent: Withdraw consent for data processing at any time.

CCPA Rights (California Users)

If you are a California resident, you have the following rights:

Right to Know: Request what personal information we collect, use, and share.
Right to Delete: Request deletion of personal information we have collected.
Right to Opt-Out: Opt-out of the sale or sharing of your personal information.
Right to Correct: Request correction of inaccurate personal information.
Right to Limit Use: Limit our use of sensitive personal information.

To exercise any of these rights, please contact us at contact@instantloanmitra.com. We will respond to your request within 30 days.

6. Data Retention

We retain your personal information for as long as necessary to provide our services and fulfill the purposes outlined in this policy. Retention periods vary depending on the type of data:

Account Information: Retained while your account is active and for a reasonable period thereafter for legal and compliance purposes.
Transaction Data: Retained for at least 7 years for tax and regulatory compliance.
Analytics Data: Typically retained for 2 years.
Consent Records: Stored in your browser's localStorage until you clear your cookies or withdraw consent. Consent records are retained for audit purposes.

When data is no longer needed, we securely delete or anonymize it. You can request deletion of your data at any time by contacting us.

7. Contact Us

If you have questions about this Privacy Policy, your personal information, or wish to exercise your rights, please contact us:

Email: contact@instantloanmitra.com

Website: https://instantloanmitra.com

We will respond to all inquiries within 30 days. If you are not satisfied with our response, you may have the right to lodge a complaint with your local data protection authority.